Our Services
Wealth Management
We work to coordinate multiple aspects of your financial life, including investments, taxes, estate planning, and more.
Retirement Income Planning
Develop strategies designed to help address retirement income needs and longevity considerations.
Tax Planning
Strategic tax planning designed to help address your tax obligations efficiently.
Investment Management
We develop and manage a personalized investment strategy designed to align with your goals and risk tolerance.
Estate Planning Coordination
Coordinate with your estate planning to help align strategies with your wealth transfer goals.
Insurance Analysis
Analyze your insurance coverage to help determine appropriate protection levels for your situation.
Are We Good Fit for You?
We specialize in serving retired individuals or those nearing retirement (typically within 5 years). Our expertise is tailored to address the unique financial challenges and opportunities that come with this stage of life.
Our ideal clients are:
Seeking Expert Guidance: Those who recognize the value of working with a trusted advisor to work toward their retirement goals.
Retirement Ready: Retired or nearing retirement, with a focus on making the most of their retirement years.
Disciplined Savers: Individuals who have accumulated a retirement nest egg of at least $1,000,000 through diligent saving and prudent financial decisions.
How We Charge for Our Services
Western Reserve Capital Management, LLC offers comprehensive financial planning and investment management services. Our advisory fee is based on a percentage of the assets we manage on your behalf. This structure is designed to align our interests with yours.
Our Process
Brief Intro Call
We’ll have a short phone call to get to know each other and see if we might be a good fit. This usually takes about 15-20 minutes.
Discovery Meeting
We’ll meet for a longer conversation about your financial situation, your goals, and what you want from retirement. We’ll ask lots of questions to understand your needs.
Plan & Recommendations Meeting
We’ll create a custom plan just for you and present our recommendations. You’ll see exactly what we think you should do and why.
Your Decision
After you see our plan and recommendations, you can decide if you want to work with us. There’s no pressure. Take all the time you need to think about it.
Put Your Plan to Work
If you decide to work with us, we’ll help you put your plan into action. This might mean setting up new accounts, moving money, or starting new investment strategies.
Ongoing Care
We provide ongoing portfolio monitoring and periodic reviews to make sure everything is on track. If your life changes, we’ll update your plan to match.
There is no cost for the initial steps in our process, which include an introductory call and discovery meeting. Fees apply only if you choose to engage us for ongoing financial planning or investment management services.
Why Western Reserve Capital Management?
Certified Financial Planner®
CFP® certification means your advisor is trained and committed to putting your interests first.
Local Knowledge
We understand the unique aspects of living and retiring in Northeast Ohio.
Retirement Specialists
Our team focuses specifically on helping people plan for and navigate retirement.
Ongoing Partnership
Financial planning is ongoing. We build lasting relationships to help you adapt and stay on track.
Ready For Retirement?
If you are within 5 years of retirement, we can help you analyze the question, ‘Can I Afford to Retire?’ We can sit down with you to evaluate your retirement readiness. We can also help develop a plan designed to work toward your retirement goals.
Need an alternative to our ongoing planning and investment management services?
Project-Based Financial Planning
We offer financial planning services without the ongoing management component. Our project-based financial planning is a flexible solution tailored to your specific stage in life.
Our research and analysis of your situation are presented to you in a meeting format, where we discuss our findings and recommendations in detail.
Following the meeting, we provide you with written recommendations and action items to help you implement the suggested strategies effectively.
Additionally, we offer email and telephone support for 30 days following your meeting to address any questions or concerns.